|
Product Offerings - APEX offers the Quantum 2000 a state of the art POS solution that will take care of ALL of the Electronic Payment needs. This unit will also give you the ability to order supplies with the push of a button (no more calling into customer support) . APEX also offers all of our merchants many payment options, with check guarantee and conversion programs, merchants can accept checks with confidence. We also offer merchants private label gift cards, e-commerce solutions and debit / ATM card acceptance.
Customer Service - At APEX we put the merchant first, we strive to meet all of our business owners needs by having qualified, friendly customer support.
Operational Strengths - With over 25 years of experience in the Payment processing business APEX prides itself on our outstanding support features that we have implemented. APEX has partnered with some of the strongest financial institutions in the industry. Through these strategic alliances APEX can offer our merchants unparalleled stability in the Electronic Payments industry.
APEX is aggressively increasing our market share in the direct sales market as well as looking into expanding our Independent relationships. This strategy will allow us to balance out our growth.
One area of high growth potential for APEX is converting paper checks into electronic payments. With our expertise, proven track record and the expected growth of check conversion payments, APEX is well positioned to expand its current customer relationships and customer base even further.
We believe several trends are converging to drive significant growth in online debit card transactions: 1) growth in customer acceptance; 2) higher production of debit cards; and 3) growth in merchant acceptance. APEX provides flexible debit processing solutions that help our merchants significantly lower their total cost of card acceptance. Using APEX's access to the major debit networks we can reduce processing costs for our merchants.
The payment processing industry has grown by 14% for more than a decade. This trend is expected to continue for the next decade as customers continue to substitute cash and checks for card based (credit, debit and gift card) payments. By 2010, card-based payments will represent almost 50% of all payment transactions. With Internet and wireless acceptance growing this should ensure that the payments industry will continue to experience double-digit growth into the next decade.
|
